Privacy Policy
Last Updated: January 15, 2026
This Privacy Policy describes how Anzo Labs, Inc. (“Avvio,” “we,” “us”) collects, uses, discloses, and protects information when you access or use the Avvio application, website, wallet software, card services, virtual accounts, trading, yield features, and related services (collectively, the “Service”). By using Avvio, you acknowledge that you have read and understood this Privacy Policy.
1. Information We Collect
We collect information that you provide directly when creating an account, communicating with support, or using regulated financial features. This may include identifiers such as your name, email address, phone number, and information required to satisfy identity verification and compliance obligations imposed by our financial partners. We also automatically collect limited technical information such as device identifiers, IP addresses, app usage data, and log information in order to operate, secure, and improve the Service. Transaction-related metadata, including wallet addresses and transaction hashes, may be processed to display activity and status within the app.
2. Non-Custodial Wallet Data
Avvio is a non-custodial application. We do not collect, store, or have access to your private keys, seed phrases, or signing credentials. Wallets for Bitcoin, Ethereum/EVM chains, and Solana are created and secured using Turnkey’s MPC infrastructure. Avvio cannot initiate transactions, sign messages, or access funds on your behalf.
3. Information From Third Parties
We receive limited information from third-party service providers necessary to deliver the Service. This includes wallet authentication data from Turnkey; transaction routing and execution data from OneBalance, LI.FI, Jupiter, and Relay; pricing and asset data from market data providers; yield-related data from providers such as yo.xyz; tokenized stock and real-world asset data from partners such as XStocks; and compliance-related information from Bridge.xyz, card issuers, and identity verification partners. Additional third-party providers may be integrated from time to time. Each provider processes data in accordance with its own privacy policies.
4. How We Use Information
Information is used to create and maintain accounts, enable wallet functionality, process swaps and transfers, facilitate card and fiat services, provide customer support, comply with legal obligations, detect fraud, and improve the performance and security of the Service. Avvio does not sell personal information or use it for advertising unrelated to the Service.
5. Blockchain Transparency
Blockchain transactions are inherently public. When you use Avvio to broadcast transactions, the associated wallet addresses and transaction details become permanently visible on public blockchains. Avvio cannot modify, delete, or obscure this information once it is recorded on-chain.
6. Data Sharing
We share information only as necessary with service providers, financial partners, infrastructure vendors, and legal authorities where required by law. Such sharing is limited to what is reasonably necessary to provide the Service, meet regulatory obligations, or protect Avvio, our users, and partners from fraud or security risks.
7. International Data Transfers
Avvio operates globally. Your information may be processed in the United States or other jurisdictions where our service providers operate. We take reasonable measures to ensure appropriate safeguards are in place for cross-border data transfers in accordance with applicable data protection laws.
8. Data Retention
We retain personal information only for as long as necessary to provide the Service, comply with legal and regulatory requirements, resolve disputes, and enforce our agreements. Upon account deletion, we remove personal data from our systems where legally permissible. Public blockchain related data like wallet addresses and transactions remain permanently available and cannot be deleted.
9. Security
Avvio implements various administrative, technical, and organizational measures and audits designed to protect information against unauthorized access, loss, or misuse. Despite these measures, no system is completely secure, and we cannot guarantee absolute security of information transmitted or stored.
10. Your Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the processing of your personal information. You may also have the right to object to certain processing activities or request data portability. Requests may be submitted using the contact details below.
11. Age restrictions
Avvio is not intended for individuals under the age of eighteen (18). We do not knowingly collect personal information from individuals under age 18.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page and reflected in the “Last Updated” date above. Continued use of the Service constitutes acceptance of the revised policy.
13. Contact
Anzo Labs, Inc.
support@avvio.xyz
Anzo Labs, Inc. is a financial technology company and not a bank. Fiat services and card programs are provided by third-party financial institutions and program managers, including Bridge.xyz and Lead Bank, and are subject to their respective privacy policies.
© 2025 Anzo Labs, Inc. All rights reserved.